Terms of Service

Last Updated: October 26, 2023

1. Introduction

Welcome to OptionLab ("we," "our," or "us"). By accessing or using our website located at optionlab.ai (the "Site") and our AI-powered analytics services (the "Services"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Services.

2. No Investment Advice

OptionLab is a financial data analytics tool, not a registered investment advisor, broker-dealer, or financial analyst.

  • Information Only: All content, including AI-generated predictions, backtesting results, and strategy suggestions, is for informational and educational purposes only.
  • No Fiduciary Duty: We do not provide personalized investment advice.
  • User Responsibility: You are solely responsible for your investment decisions.

3. AI & Data Limitations

Our Services utilize Artificial Intelligence and Machine Learning models to analyze financial data.

  • Accuracy: While we strive for accuracy, AI models can generate errors ("hallucinations"). We do not guarantee the accuracy, completeness, or timeliness of the data.
  • Past Performance: Backtested results and historical data analysis are not guarantees of future returns.

4. Subscription & Billing

Subscriptions are billed on a monthly or yearly basis. You may cancel at any time via your account settings. We do not offer refunds for partial months of service.

5. Limitation of Liability

To the fullest extent permitted by law, OptionLab shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of the Site, including but not limited to trading losses or lost profits.

6. Intellectual Property

All content, algorithms, and visual interfaces on the Site are the property of OptionLab and are protected by copyright laws.

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